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Sun, 26 Jul 2026

Sun, 26 Jul 2026 Would you choose £50,000 over the chance of £1m?

The vast majority of people - particularly women - answer a survey saying they'd take the certainty over chance.

* Women were more likely than men to choose the guaranteed amount, with 82% of women and 63% of men choosing it.
* Younger people are more willing to take risks, with 28% of 18-24 year olds choosing the £1m option, compared to just 11% of over-65s.
* The amounts involved can influence people's willingness to take risks, with a £100 bet being more appealing than a £50 bet for some people.
* According to investment firm AJ Bell, an individual would have had to invest their £50,000 in a typical global fund nearly 38 years ago for it to be worth £1m today.
* Financial experts attribute the results to the human tendency to fear losses more than gains, making the guaranteed amount seem safer.