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Mon, 10 Aug 2026

Mon, 10 Aug 2026 'I started in my 20s and made £8,000': Why women are often better investors than men

Women can make higher returns but only about a quarter of UK women have investments, compared with about 40% of men.
Data from Fidelity International shows that over three years, its female personal investing customers recorded cumulative returns of 50%, compared to 47% for men. A possible reason for the difference is that women tend to trade their investments less frequently than men, who often make more impulsive decisions in pursuit of higher returns. Research also suggests that when women do invest, they are more likely to choose companies that align with their values and goals, such as those in the retail or healthcare sectors. A study by Boring Money found that only 26% of UK women invest, compared to 41% of men, but this gap narrows for younger investors, with 23% of women under 45 investing. Teleri Evans, a civil servant from Cardiff, invested her money in a Help To Buy ISA and a stocks and shares Lifetime ISA, which helped her save £40,000 by the age of 33. She believes that more women are talking about investing now, particularly among her friendship group.