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Sun, 11 Oct 2026

Sun, 11 Oct 2026 Debt advice that may leave you owing even more money

People are increasingly falling behind on credit card repayments, so here's the best way to get debt advice.

* Some firms offering debt solutions may charge upfront fees.
* Be cautious of firms making unrealistic claims about writing off debt or pressure to make a quick decision.
* Check if a firm is authorised by the Financial Conduct Authority (FCA) before seeking their advice.
* Cross-check the authorisation details they give with the FCA's register.
* If you're unhappy with an authorised firm's service, you can complain and then go to the independent Financial Ombudsman Service.