Stories

Sun, 01 Nov 2026

Sun, 01 Nov 2026 Don't get caught out by new Buy Now Pay Later rules

New affordability checks mean you could be blocked from using Buy Now Pay Later but here are ways to avoid it.
1. Slow down your purchases: Be more mindful of what you buy and whether it's essential. Postpone non-essential purchases until finances improve. 2. Review subscriptions: Cancel any unnecessary subscriptions to avoid relying on BNPL for making up for previous payments. 3. Seek debt advice: Talk to debt charities, such as Citizens Advice, for help with managing repayments and accessing food bank vouchers if needed. 4. Prioritize payments: Use tools like the MoneyHelper website to write down debts, plan repayment, and work out which bills to prioritize first. Additionally, be cautious of supposed debt solutions on social media and seek government-backed resources instead.